Terms of Conditions
Terms of Conditions
Last Updated: 3.17.26
These Terms of Use (“Terms”) govern your access to and use of the website operated by ATG Digital, LLC (“ATG Digital,” “Company,” “we,” “our,” or “us”), including all content, reports, newsletters, alerts, memberships, services, and related digital products made available through our website.
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By accessing or using our website or purchasing any product or subscription from us, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the website or services.
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1. Eligibility
You represent that you are at least the age of majority in your state or country of residence and that you have the legal capacity to enter into a binding agreement.
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If you use the website on behalf of a business or other entity, you represent that you have authority to bind that entity to these Terms.
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2. Description of Services
ATG Digital is a financial publishing and media company. We provide editorial commentary, research opinions, educational materials, market analysis, newsletters, alerts, and subscription-based digital products related to financial markets and investing.
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All services and materials are provided for informational and educational purposes only.
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ATG Digital is not a broker-dealer, investment adviser, financial planner, or fiduciary, and nothing on this website constitutes personalized investment advice.
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3. No Investment Advice
The content provided through our website, publications, emails, alerts, or services is general in nature and is not tailored to your personal financial circumstances.
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Nothing contained in our services should be construed as personalized investment advice, a recommendation to buy or sell any security, an offer to participate in any investment strategy, or financial, legal, tax, or accounting advice.
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You are solely responsible for your own investment decisions.
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You should consult with a licensed financial adviser, attorney, accountant, or tax professional before making any financial decision.
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4. Investment Risk Disclosure
Investing involves substantial risk.
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You may lose part or all of your investment. In some cases, losses may exceed your original investment.
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Past performance does not guarantee future results.
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Any examples, projections, expectations, or opinions provided by ATG Digital are not guarantees of performance.
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Market conditions change rapidly and information may become outdated.
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You agree that you are not relying on ATG Digital to make investment decisions and that all investment decisions are made independently at your own risk.
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5. Accuracy of Information
ATG Digital strives to provide information we believe to be reliable. However, we do not guarantee that any information is accurate, complete, or current.
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Financial data, statistics, or market commentary may change without notice.
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Errors, omissions, or outdated information may occur.
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You are responsible for verifying any information before making financial decisions.
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6. Ownership of Securities
From time to time, ATG Digital, its owners, editors, employees, contractors, or affiliates may hold positions in securities discussed in our publications.
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These positions may change without notice.
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You should assume that individuals associated with ATG Digital may own securities mentioned in our publications unless otherwise disclosed.
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7. Account Registration
Some services require you to create an account.
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You agree to provide accurate and current information, maintain the confidentiality of your login credentials, not share your account with others, and notify us immediately of any unauthorized use.
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You are responsible for all activity under your account.
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We may suspend or terminate accounts that violate these Terms.
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8. Subscriptions and Billing
Certain ATG Digital services are offered on a subscription basis.
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By purchasing a subscription, you authorize ATG Digital to charge the payment method you provide according to the billing schedule selected at checkout.
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Subscriptions automatically renew unless canceled prior to the renewal date.
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You are responsible for maintaining accurate billing information.
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Additional details regarding delivery, fulfillment, cancellation, and refunds are described in our Fulfillment Policy and Refund Policy.
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9. Electronic Communications
By using our website or services, you consent to receive communications from us electronically, including emails, notifications, and other messages related to your account or our services.
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These communications satisfy any legal requirement that such communications be in writing.
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10. SMS Communications
If you provide your mobile number and consent to receive SMS messages, you agree to receive recurring automated or non-automated messages from ATG Digital related to alerts, updates, and marketing communications.
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Message frequency may vary. Message and data rates may apply.
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You may opt out at any time by replying STOP.
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For assistance, reply HELP or contact our customer support.
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Additional terms are described in our SMS Terms.
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11. Intellectual Property
All content on the website and in ATG Digital publications, including text, graphics, reports, charts, videos, branding, and software, is owned by or licensed to ATG Digital and protected by intellectual property laws.
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You are granted a limited license to access and use the content for personal, non-commercial use only.
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You may not reproduce or redistribute paid content, share subscriber-only materials, copy or republish reports, create derivative works from our content, or use our content commercially without written permission.
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Unauthorized use may result in termination of access and legal action.
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12. Prohibited Conduct
You agree not to violate any law while using the website, attempt to hack or disrupt the website, upload malware or malicious code, scrape or collect data from the website, impersonate another user, share paid subscriber content publicly, or interfere with the operation or security of the website.
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We reserve the right to investigate violations and cooperate with law enforcement.
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13. Third-Party Services
Our website may contain links to third-party websites, services, or advertisements.
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ATG Digital does not control or endorse third-party content and is not responsible for any third-party products, services, or information.
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Your interactions with third parties are solely between you and the third party.
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14. Affiliate Disclosure
ATG Digital may promote third-party products or services and may receive compensation if you purchase through certain links.
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This does not affect our editorial opinions, but you should assume that affiliate relationships may exist.
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15. Testimonials
Testimonials and user experiences presented on our website represent individual experiences.
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They are not guarantees of performance or typical results.
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Investment outcomes vary significantly.
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16. Disclaimer of Warranties
The website and all content, services, and products are provided “as is” and “as available.”
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ATG Digital makes no warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of content.
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We do not guarantee that the website will operate uninterrupted or be free of errors or viruses.
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17. Limitation of Liability
To the maximum extent permitted by law, ATG Digital and its owners, officers, employees, contractors, and affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of the website or services.
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This includes loss of profits, financial losses, data loss, or investment losses.
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Our total liability for any claim shall not exceed the amount paid by you to ATG Digital for the applicable product or service during the preceding twelve months.
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18. Indemnification
You agree to indemnify and hold harmless ATG Digital and its affiliates from any claims, damages, liabilities, costs, or expenses arising from your violation of these Terms, your misuse of the website or services, or your violation of any law or third-party rights.
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19. Termination
ATG Digital may suspend or terminate your access to the website or services at any time if you violate these Terms or misuse the services.
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Termination does not limit our rights or remedies.
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20. Force Majeure
ATG Digital shall not be liable for failure or delay in performance due to events beyond our reasonable control, including internet outages, cyberattacks, natural disasters, government actions, or other force majeure events.
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21. Arbitration and Dispute Resolution
Any dispute arising out of or relating to these Terms or your use of the website shall be resolved through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules.
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You agree that disputes will be resolved on an individual basis only and that you waive any right to participate in class actions or jury trials.
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22. Governing Law
These Terms shall be governed by the laws of the State of [Insert State], without regard to conflict of law principles.
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23. Changes to These Terms
ATG Digital may update these Terms at any time by posting revised Terms on the website.
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Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.
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24. Entire Agreement
These Terms, together with our Privacy Policy, Fulfillment Policy, Refund Policy, Disclaimer, SMS Terms, and Legal Notice, constitute the entire agreement between you and ATG Digital regarding the use of the website and services.
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25. Contact Information
ATG Digital, LLC
ATG Digital LLC, 312 W. 2nd St #2564
Casper, WY 82601, United States
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Support Email: info@atgdigital.media